Can I Get a Free Credit Report Check - No Card Or Bank Details Required?

WHY WOULD I BENEFIT FROM KNOWING WHAT MY CREDIT REPORT SAYS?

In addition to our free debt advice help, you can also help yourself to understand your debts by knowing where you stand with your credit report. Your credit score (the higher your score, the better your chance of getting the best deal when you apply for credit card or loan) is just another step forward to taking charge of your finances and understanding exactly how good or bad your report is will reassure you in making the right move towards your next step to that headache free future .

Where's does my credit information come from?

Your Information is forwarded to a credit bureau. The credit bureau matches the name, address and other identifying information on the credit applicant with information retained by the bureau in its files. That's why it's very important for creditors, lenders and others to provide accurate data to credit bureaus. This information is used by lenders such as credit card companies to determine an individual's credit worthiness (willingness to repay a debt).

What information will my credit report consist of?

Personal Information	Personal data such as Date of Birth, Addresses (past and present) and N.I number.
Full Bank Account History	Including bank account number, overdraft limit, payment history for any items of credit you may have with your bank.
Electoral Roll	Your current registration with local authorities
Credit Agreements	Your detailed account information
Court Information	Judgments filed in your name
Notice of Correction	Statements you've added to your file
Previous Searches	Companies that have requested or viewed your credit information
Council of Mortgage Lenders	Lenders who have recorded a repossessed property at your address
Payments History	Last twelve months payment history for every item of credit in your name.
UK Fraud Prevention Service.	Alerts registered at your addresses

The answer to can i get a completely free credit report without my credit card or bank details?

Yes - free credit reports are available to take hold of your finances & you can get a FREE CREDIT REPORT with a 30-day trial that has no obligation so long as you follow this simple rules:

When completing your online credit report enquiry form, you will be asked to enter your bank details or credit card information in order to access your free credit report trial

DON'T WORRY ABOUT THIS, SO LONG AS YOU CANCEL YOUR SUBSCRIPTION BEFORE THE TRIAL PERIOD ENDS, YOU WILL NOT BE CHARGED

BEWARE - If you forget to cancel before the trial ends, you will be charged a monthly fee for that month and for every full month going forward until your cancellation is confirmed.

FREE DEBT ADVICE, help & information on any topic that we may not have covered within this website, but you require help with is available. Our aim is help you to regain control of your finances, reduce your debt or help you to get out of debt with lower monthly repayments and maybe write off some of your debt to ease the financial pressures that you may be experiencing.

Here are some links to recommended useful websites:

Consumer Credit Council Debt Help | Citizens Advice Bureau Debt Helpline | Government Debt Advice | More Useful Websites and Organisations