The Debt Advice 4Me website provides help, information & advice on a free of charge basis for UK citizens who are looking to get out of debt.
You will find free tools like our debt calculator and debt budgetting form which will help you to understand how big your debt problems are and you can access your completely free credit report. Your report will detail every item of credit/debt that is registered in your name, including who you owe money too, how much you owe and your credit payment profile covering your last 12 months payments, enabling you to identify whether you need help with your debts.
UK Debt advisers have many debt solutions available to them - Your free debt advice can include information about debt management plans, IVA advice and provides free bankruptcy advice, all intended to be useful solutions to solving your debt problems and helping you to make a fresh start with your finances or to find ways to get out of debt by making reduced payments, freezing interest and charges to allow you to overcome life problems like unemployment.